{"id":107412,"date":"2026-05-01T15:37:59","date_gmt":"2026-05-01T13:37:59","guid":{"rendered":"\/updated\/?p=107412"},"modified":"2026-07-08T13:21:20","modified_gmt":"2026-07-08T11:21:20","slug":"welche-finanz-app-passt-zu-dir-finanzguru-monee-co-im-ueberblick","status":"publish","type":"post","link":"https:\/\/www.otto.de\/updated\/welche-finanz-app-passt-zu-dir-finanzguru-monee-co-im-ueberblick-107412\/","title":{"rendered":"Wel\u00adche Finanz\u2011App passt zu dir? Finanz\u00adgu\u00adru, Monee &amp; Co. im \u00dcberblick"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>Wenn du meh\u00adre\u00adre Kon\u00adten, Kar\u00adten oder viel\u00adleicht noch ein Depot nutzt, ver\u00adlierst du schnell den \u00dcber\u00adblick: Was geht jeden Monat fix ab und wie viel Geld bleibt wirk\u00adlich \u00fcbrig? Die Apps der Haus\u00adbank zei\u00adgen zwar den Kon\u00adto\u00adstand, aber eben nur f\u00fcr ein ein\u00adzel\u00adnes Insti\u00adtut. Multibanking\u2011Apps hin\u00adge\u00adgen b\u00fcn\u00addeln all dei\u00adne Finan\u00adzen, ord\u00adnen Aus\u00adga\u00adben auto\u00adma\u00adtisch in Kate\u00adgo\u00adrien und hel\u00adfen dir beim Pla\u00adnen von Bud\u00adgets und Zie\u00adlen. Wir stel\u00adlen dir ver\u00adschie\u00adde\u00adne Banking\u2011Apps vor, damit du die Anwen\u00addung fin\u00addest, die am bes\u00adten f\u00fcr dich&nbsp;passt.<\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><nav class=\"toc\"><h2 class=\"toc--headline\">Das erfahrt ihr gleich<\/h2><ul class=\"toc--links\"><li><a href=\"#so-bringen-banking-apps-ordnung-in-deine-konten\">So brin\u00adgen Banking\u2011Apps Ord\u00adnung in dei\u00adne Konten<\/a><\/li><li><a href=\"#finanzguru-smarte-ordnung-fuer-ausgaben-vertraege-und-feste-kosten\">Finanz\u00adgu\u00adru: Smar\u00adte Ord\u00adnung f\u00fcr Aus\u00adga\u00adben, Ver\u00adtr\u00e4\u00adge und fes\u00adte Kosten<\/a><\/li><li><a href=\"#finanzblick-konten-im-blick-auf-smartphone-und-desktop\">Finanz\u00adblick: Kon\u00adten im Blick \u2013 auf Smart\u00adphone und Desktop<\/a><\/li><li><a href=\"#outbank-alle-konten-buendeln-und-trotzdem-herr-ueber-deine-daten-bleiben\">Out\u00adbank: Alle Kon\u00adten b\u00fcn\u00addeln und trotz\u00addem Herr \u00fcber dei\u00adne Daten bleiben<\/a><\/li><li><a href=\"#wallet-budgets-sparziele-und-gemeinsame-haushaltsplanung\">Wal\u00adlet: Bud\u00adgets, Spar\u00adzie\u00adle und gemein\u00adsa\u00adme Haushaltsplanung<\/a><\/li><li><a href=\"#monee-das-minimalistische-haushaltsbuch-fuer-manuelle-kontrolle\">Monee: Das mini\u00adma\u00adlis\u00adti\u00adsche Haus\u00adhalts\u00adbuch f\u00fcr manu\u00adel\u00adle Kontrolle<\/a><\/li><li><a href=\"#ynab-ein-digitales-system-fuer-vorausschauende-budgetplanung\">YNAB: Ein digi\u00adta\u00adles Sys\u00adtem f\u00fcr vor\u00adaus\u00adschau\u00aden\u00adde Budgetplanung<\/a><\/li><li><a href=\"#moneycontrol-klassisches-haushaltsbuch-mit-starker-belegverwaltung\">Money\u00adCon\u00adtrol: Klas\u00adsi\u00adsches Haus\u00adhalts\u00adbuch mit star\u00adker Belegverwaltung<\/a><\/li><li><a href=\"#uebersicht-alle-finanz-apps-und-features-auf-einen-blick\">\u00dcber\u00adsicht: Alle Finanz-Apps und Fea\u00adtures auf einen&nbsp;Blick<\/a><\/li><\/ul><\/nav><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline toc--item\"><a name=\"so-bringen-banking-apps-ordnung-in-deine-konten\"><\/a><h2>So brin\u00adgen Banking\u2011Apps Ord\u00adnung in dei\u00adne Konten<\/h2><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"none\">Zahl\u00adrei\u00adche&nbsp;Ban\u00adken bie\u00adten&nbsp;ihren Kun\u00adden&nbsp;eige\u00adne Apps an, mit denen du dei\u00adnen Kon\u00adto\u00adstand pr\u00fc\u00adfen oder \u00dcber\u00adwei\u00adsun\u00adgen erle\u00addi\u00adgen kannst. Prak\u00adtisch \u2013 aber&nbsp;sp\u00e4\u00adtes\u00adtens,&nbsp;wenn du meh\u00adre\u00adre Kon\u00adten bei unter\u00adschied\u00adli\u00adchen Ban\u00adken,&nbsp;meh\u00adre\u00adre&nbsp;Kre\u00addit\u00adkar\u00adten oder viel\u00adleicht noch ein Depot hast, wird es un\u00fcbersichtlich.<\/span><\/p>\n<p><span data-contrast=\"none\">Genau hier set\u00adzen spe\u00adzia\u00adli\u00adsier\u00adte&nbsp;Ban\u00adking<\/span>\u2011<span data-contrast=\"none\">Apps&nbsp;an,&nbsp;soge\u00adnann\u00adte&nbsp;Mul\u00adti\u00adban\u00adking<\/span>\u2011<span data-contrast=\"none\">Apps: Sie holen Kon\u00adten, Kar\u00adten und zum Teil auch Depots ver\u00adschie\u00adde\u00adner Ban\u00adken in eine gemein\u00adsa\u00adme Ober\u00adfl\u00e4\u00adche, sodass du dein Geld zen\u00adtral ver\u00adwal\u00adtest. Vie\u00adle Apps sor\u00adtie\u00adren&nbsp;dei\u00adne&nbsp;Ein\u00adnah\u00admen und Aus\u00adga\u00adben&nbsp;zudem&nbsp;auto\u00adma\u00adtisch in Kate\u00adgo\u00adrien und zei\u00adgen dir in&nbsp;\u00fcber\u00adsicht\u00adli\u00adchen&nbsp;Dia\u00adgram\u00admen, wohin dein Geld Monat f\u00fcr Monat flie\u00dft, zum Bei\u00adspiel&nbsp;Haus\u00adhalt, Woh\u00adnen, Vor\u00adsor\u00adge.&nbsp;Hin\u00adzu&nbsp;kom\u00admen Funk\u00adtio\u00adnen, die klas\u00adsi\u00adsche&nbsp;Ban\u00adking<\/span>\u2011<span data-contrast=\"none\">Apps&nbsp;meist nicht bie\u00adten: Du kannst Bud\u00adgets f\u00fcr ein\u00adzel\u00adne Berei\u00adche fest\u00adle\u00adgen, wirst&nbsp;gewarnt, wenn du sie&nbsp;\u00fcber\u00adschrei\u00adtest,&nbsp;und&nbsp;du&nbsp;erkennst mit Aus\u00adwer\u00adtun\u00adgen teu\u00adre Gewohn\u00adhei\u00adten:&nbsp;Zw\u00f6lf&nbsp;Strea\u00adming Abos im Monat&nbsp;\u2013 kann man&nbsp;die \u00fcber\u00adhaupt alle&nbsp;sinn\u00advoll&nbsp;nut\u00adzen?&nbsp;Man\u00adche&nbsp;Apps gibt es sowohl mobil als auch im Brow\u00adser \u2013 du&nbsp;erfasst&nbsp;unter\u00adwegs&nbsp;Buchun\u00adgen und wer\u00adtest sie sp\u00e4\u00adter am gro\u00ad\u00dfen Bild\u00adschirm aus. Fast alle arbei\u00adten mit einem&nbsp;Free\u00admi\u00adum<\/span>\u2011<span data-contrast=\"none\">Modell: eine kos\u00adten\u00adlo\u00adse Basis\u00adver\u00adsi\u00adon zum Tes\u00adten und \u2013 je nach Bedarf \u2013 ein Abo mit erwei\u00adter\u00adten Funktionen.<\/span><\/p>\n<p><span data-contrast=\"none\">Wir stel\u00adlen dir ver\u00adschie\u00adde\u00adne&nbsp;Mul\u00adti\u00adban\u00adking<\/span>\u2011<span data-contrast=\"none\">Apps mit unter\u00adschied\u00adli\u00adchen Schwer\u00adpunk\u00adten vor, damit du die L\u00f6sung fin\u00addest, die f\u00fcr dich am bes\u00adten&nbsp;passt.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">  <div class=\"slick-gallery-wrapper gallery-no-padding\" data-number-of-slides=\"1\">\n    <div class=\"slick-gallery should-lightbox \" id=\"slick_gallery_INsJ8ZUOtTfPI7W4rFQx\">\n              <figure>\n  <div class=\"img-small-container\">\n    <div class=\"img-small-hover-background\"><\/div>\n    <picture>\n                                <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-1080x615.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px) and (-webkit-min-device-pixel-ratio: 2.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-1080x615.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px) and (-webkit-min-device-pixel-ratio: 2.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-720x410.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px) and (-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-720x410.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px) and (-webkit-min-device-pixel-ratio: 1.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-360x205.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-360x205.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px)\">\n                    <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-1680x945.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px) and (-webkit-min-device-pixel-ratio: 2.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-1680x945.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px) and (-webkit-min-device-pixel-ratio: 2.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-1120x630.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px) and (-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-1120x630.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px) and (-webkit-min-device-pixel-ratio: 1.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-560x315.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-560x315.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px)\">\n                    <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-2304x1296.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px) and (-webkit-min-device-pixel-ratio: 2.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-2304x1296.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px) and (-webkit-min-device-pixel-ratio: 2.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-1536x864.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px) and (-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-1536x864.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px) and (-webkit-min-device-pixel-ratio: 1.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-768x432.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-768x432.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px)\">\n                    <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-1680x945.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px) and (-webkit-min-device-pixel-ratio: 2.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-1680x945.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px) and (-webkit-min-device-pixel-ratio: 2.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-1120x630.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px) and (-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-1120x630.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px) and (-webkit-min-device-pixel-ratio: 1.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-560x315.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-560x315.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px)\">\n        <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-2304x1296.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(-webkit-min-device-pixel-ratio: 2.5)\" type=\"image\/webp\">\n  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-2304x1296.jpg?theia_smart_thumbnails_file_version=2\" media=\"(-webkit-min-device-pixel-ratio: 2.5)\">\n  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-1536x864.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-1536x864.jpg?theia_smart_thumbnails_file_version=2\" media=\"(-webkit-min-device-pixel-ratio: 1.5)\">\n  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-3-768x432.jpg.webp?theia_smart_thumbnails_file_version=2\" type=\"image\/webp\">\n  <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3-768x432.jpg?theia_smart_thumbnails_file_version=2\" width=\"768\" height=\"432\" title=\"Welche Finanz\u2011App passt zu dir? Finanzguru, Monee &amp;amp; Co. im \u00dcberblick\" alt=\"Multibanking\u2011Apps geben mehreren Personen einen gemeinsamen \u00dcberblick \u00fcber Konten und Ausgaben.\" class=\"img-responsive img-small\" data-copyright=\"\u00a9 2026 Getty Images\" data-post-excerpt=\"Zwei Personen stehen bzw. sitzen an einem Tisch und schauen gemeinsam auf ein Smartphone vor einem Laptop.\" data-light-value=\"light\" data-zoom-width=\"2560\" data-zoom-height=\"1707\" data-zoom-src=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-3.jpg\">\n                    <div class=\"caption light\">\n          <small>\n            \u00a9 2026 Get\u00adty Images&nbsp;<\/small>\n        <\/div>\n          <\/picture>\n  <\/div>\n      <figcaption class=\"post-excerpt\">\n      Zwei Per\u00adso\u00adnen ste\u00adhen bzw. sit\u00adzen an einem Tisch und schau\u00aden gemein\u00adsam auf ein Smart\u00adphone vor einem Laptop.&nbsp;<\/figcaption>\n  <\/figure>\n          <\/div>\n    <div class=\"progress-bars\"><\/div>\n    <div class=\"zoom-icon-wrapper\">\n      <div class=\"zoom-icon\"><\/div>\n    <\/div>\n  <\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline toc--item\"><a name=\"finanzguru-smarte-ordnung-fuer-ausgaben-vertraege-und-feste-kosten\"><\/a><h2>Finanz\u00adgu\u00adru: Smar\u00adte Ord\u00adnung f\u00fcr Aus\u00adga\u00adben, Ver\u00adtr\u00e4\u00adge und fes\u00adte Kosten<\/h2><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"TextRun SCXW115083156 BCX0\" lang=\"DE-DE\" xml:lang=\"DE-DE\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW115083156 BCX0\">Finanz\u00adgu\u00adru ist eine&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW115083156 BCX0\">Mul\u00adti\u00adban\u00adking<\/span><\/span><span class=\"NoBreakHyphenBlob BlobObject DragDrop SpellingErrorV2Themed SCXW115083156 BCX0\">\u2011<\/span><span class=\"TextRun SCXW115083156 BCX0\" lang=\"DE-DE\" xml:lang=\"DE-DE\" data-contrast=\"none\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW115083156 BCX0\">App<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;f\u00fcr<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">s Smart\u00adphone<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">(<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">iOS und Android<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">)<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;und b\u00fcn\u00addelt&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">dei\u00adne Kon\u00adten in einer&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">\u00dcber\u00adsicht<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">, inklu\u00adsi\u00adve&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Gesamt\u00adsal\u00addo<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">.&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Die App erkennt typi\u00adsche Abbu\u00adchun\u00adgen aut<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">oma\u00adtisch und<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\"> ord\u00adnet sie Kate\u00adgo\u00adrien wie \u201e<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Woh\u00adnen\u201c<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">, \u201e<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Lebens\u00admit\u00adtel\u201c<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\"> oder \u201e<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Frei\u00adzeit\u201c<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;zu. In Dia\u00adgram\u00admen siehst du, wohin dein Geld pro Woche, Monat oder Jahr flie\u00dft. Du legst Bud\u00adgets fest&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">und&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">erh\u00e4ltst&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">eine Prog<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">nose, wie vi<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">el Geld dir im lau\u00adfen\u00adden Monat vor\u00adaus\u00adsicht\u00adlich bleibt.&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Das beson\u00adde\u00adre Fea\u00adture bei&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Finanz\u00adgu\u00adru<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">ist<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">d<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">ie Ver\u00adtrags\u00ader\u00adken\u00adnung<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">:<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Wie\u00adder\u00adkeh\u00adren\u00adde Zah\u00adlun\u00adgen&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">erkennt&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">die App&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">als Ver\u00adtr\u00e4\u00adge&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">und<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;erin\u00adnert&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">dich&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">nicht nur&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">an&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">K\u00fcn\u00addi\u00adgungs\u00adfris\u00adten,<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">son\u00addern bie\u00adtet auch eine<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">n K\u00fcn\u00addi\u00adgungs\u00adser\u00advice an<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">. Auf die\u00adser Ba<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">s<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">is berech\u00adnet Finanz\u00adgu\u00adru auch eine Kal\u00adku\u00adla\u00adti\u00adon<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;dei\u00adnes&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Kon\u00adto\u00adstan\u00addes in der Zukunft \u2013 die\u00adse Fea\u00adtu<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">re gibt es aller\u00addings nur in der&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">kos\u00adten\u00adpflich\u00adti\u00adgen&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">Pro-Ver\u00adsi\u00adon<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">,<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">eben\u00adso wie&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">His\u00adto\u00adrie, erwei\u00adter\u00adte Ana\u00adly\u00adsen, Bud\u00adget\u00adfunk\u00adtio\u00adnen und&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW115083156 BCX0\">Excel<\/span><\/span><span class=\"NoBreakHyphenBlob BlobObject DragDrop SpellingErrorV2Themed SCXW115083156 BCX0\">\u2011<\/span><span class=\"TextRun SCXW115083156 BCX0\" lang=\"DE-DE\" xml:lang=\"DE-DE\" data-contrast=\"none\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW115083156 BCX0\">Export<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">. D<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">ie Basis\u00adver\u00adsi\u00adon ist kos\u00adten\u00adlos und&nbsp;<\/span><span class=\"NormalTextRun SCXW115083156 BCX0\">bie\u00adtet weni\u00adger Funktionen.<\/span><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n      <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=de.dwins.financeguru&amp;#038;hl=de\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Goog\u00adle Play Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/google.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Finanz\u00adgu\u00adru \u2013 Kon\u00adten &amp; Vertr\u00e4ge&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n      <a href=\"https:\/\/apps.apple.com\/de\/app\/finanzguru-konten-vertr%C3%A4ge\/id1214803607\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Apple App Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/apple.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Finanz\u00adgu\u00adru \u2013 Kon\u00adten &amp; Vertr\u00e4ge&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline toc--item\"><a name=\"finanzblick-konten-im-blick-auf-smartphone-und-desktop\"><\/a><h2>Finanz\u00adblick: Kon\u00adten im Blick \u2013 auf Smart\u00adphone und Desktop<\/h2><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"TextRun SCXW20693678 BCX0\" lang=\"DE-DE\" xml:lang=\"DE-DE\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW20693678 BCX0\">\u00c4hn\u00adlich wie Finanz\u00adgu\u00adru&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">b\u00fcn\u00addelt Finanz\u00adblick<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;Giro\u00adkon\u00adten, Kre\u00addit\u00adkar\u00adten und wei\u00adte\u00adre in einer gemein\u00adsa\u00admen Ober\u00adfl\u00e4\u00adche<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">.<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;Die App&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">gibt es f\u00fcr&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">mobi<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">l<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">e<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;Ger\u00e4\u00adte (<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">iOS, Android<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">) steht aber auch f\u00fcr&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">Win\u00addows,&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW20693678 BCX0\">macOS<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;und als&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW20693678 BCX0\">Web<\/span><\/span><span class=\"NoBreakHyphenBlob BlobObject DragDrop SpellingErrorV2Themed SCXW20693678 BCX0\">\u2011<\/span><span class=\"TextRun SCXW20693678 BCX0\" lang=\"DE-DE\" xml:lang=\"DE-DE\" data-contrast=\"none\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW20693678 BCX0\">Ver\u00adsi\u00adon<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">im Brow\u00adser&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">zur Ver\u00adf\u00fc\u00adgung.<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;So&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">kannst du Finanz\u00adblick unter\u00adwegs nut\u00adzen und sp\u00e4\u00adter am Rech\u00adner Detail\u00adaus\u00adwer\u00adtun\u00adgen anse\u00adhen.<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">Das&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">gro\u00ad\u00dfe&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">Plus bei Finanz\u00adblick: Da die Soft\u00adware&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">vom<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">Finanz<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">-<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;und Steu\u00ader-Exper\u00adten Buhl stammt, gl\u00e4nzt die App mit einer direk\u00adten Steu\u00ader-Aus\u00adwer\u00adtung: Steu\u00ader\u00adre\u00adle\u00advan\u00adte Buchun\u00adgen wer\u00adden sepa\u00adrat erfasst und k\u00f6n\u00adnen direkt in die&nbsp;Steu\u00ader\u00adsoft\u00adware&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">WISO&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">expor\u00adtiert wer\u00adden.<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;\u00dcber\u00adwei\u00adsun\u00adgen erle\u00addigst du eben\u00adfalls&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">direkt&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">aus der App<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">&nbsp;\u2013 das kann auch nicht jede.&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">Und das&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">Bes\u00adte&nbsp;<\/span><span class=\"NormalTextRun SCXW20693678 BCX0\">zum Schluss: Die App ist kom\u00adplett kostenlos.<\/span><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n      <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=de.buhl.finanzblick&amp;#038;hl=de\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Goog\u00adle Play Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/google.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          finanz\u00adblick Online-Banking&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n      <a href=\"https:\/\/apps.apple.com\/de\/app\/finanzblick-online-banking\/id993109868?mt=12\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Apple App Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/apple.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          finanz\u00adblick Online-Banking&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline toc--item\"><a name=\"outbank-alle-konten-buendeln-und-trotzdem-herr-ueber-deine-daten-bleiben\"><\/a><h2>Out\u00adbank: Alle Kon\u00adten b\u00fcn\u00addeln und trotz\u00addem Herr \u00fcber dei\u00adne Daten bleiben<\/h2><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"none\">Du pflegst auch exo\u00adti\u00adsche\u00adre Kon\u00adten? Dann ist viel\u00adleicht&nbsp;Out\u00adbank&nbsp;die App dei\u00adner Wahl.&nbsp;Out\u00adbank&nbsp;inte\u00adgriert auch&nbsp;wie&nbsp;Kryp\u00adto-B\u00f6r\u00adsen, Akti\u00aden-Bro\u00adker und sogar Bonus\u00adpro\u00adgram\u00adme (wie Pay\u00adback oder Miles &amp; More).&nbsp;Wie die ande\u00adren Apps deckt auch&nbsp;Out\u00adbank&nbsp;das kom\u00adplet\u00adte Stan\u00addard-Reper\u00adtoire ab: Mul\u00adti\u00adban\u00adking inklu\u00adsi\u00adve \u00dcber\u00adwei\u00adsun\u00adgen, auto\u00adma\u00adti\u00adsche Kate\u00adgo\u00adri\u00adsie\u00adrung sowie Bud\u00adget\u00adpla\u00adnung samt Warn\u00adfunk\u00adti\u00adon. Auch dei\u00adne Ver\u00adtr\u00e4\u00adge erfasst die App in einer eige\u00adnen Lis\u00adte und erin\u00adnert dich auf Wunsch an K\u00fcn\u00addi\u00adgungs\u00adfris\u00adten. Erg\u00e4nzt wird das Paket durch das Anle\u00adgen von Spar\u00adzie\u00adlen und Off\u00adline-Kon\u00adten, bei\u00adspiels\u00adwei\u00adse f\u00fcr die Haushaltskasse.<\/span><\/p>\n<p><span data-contrast=\"none\">Ein Kern\u00admerk\u00admal von&nbsp;Out\u00adbank&nbsp;ist die loka\u00adle Daten\u00adspei\u00adche\u00adrung: Finanz\u00adda\u00adten wer\u00adden aus\u00adschlie\u00df\u00adlich auf dei\u00adnen Ger\u00e4\u00adten ver\u00adar\u00adbei\u00adtet, die Ver\u00adbin\u00addung zu den Ban\u00adken erfolgt direkt. Daher ist die App ide\u00adal, wenn dir ein brei\u00adtes&nbsp;Mul\u00adti\u00adban\u00adking<\/span>\u2011<span data-contrast=\"none\">Ange\u00adbot&nbsp;und maxi\u00adma\u00adle Kon\u00adtrol\u00adle \u00fcber dei\u00adne Daten wich\u00adtig&nbsp;sind.<\/span><\/p>\n<p><span data-contrast=\"none\">Out\u00adbank neben den Apps f\u00fcr iOS und Android auch nati\u00adve Desk\u00adtop-Apps f\u00fcr macOS und Win\u00addows. Nach 14 Tagen Test\u00adpha\u00adse nutzt du Out\u00adbank im kos\u00adten\u00adpflich\u00adti\u00adgen Abonnement.&nbsp;<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n      <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.stoegerit.outbank.android&amp;#038;hl=de\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Goog\u00adle Play Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/google.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Out\u00adbank \u2013 Ban\u00adking &amp; Finanzen&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n      <a href=\"https:\/\/apps.apple.com\/de\/app\/outbank-banking-und-finanzen\/id1094255754?mt=12\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Apple App Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/apple.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Out\u00adbank \u2013 Ban\u00adking und Finanzen&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline toc--item\"><a name=\"wallet-budgets-sparziele-und-gemeinsame-haushaltsplanung\"><\/a><h2>Wal\u00adlet: Bud\u00adgets, Spar\u00adzie\u00adle und gemein\u00adsa\u00adme Haushaltsplanung<\/h2><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"none\">Wal\u00adlet ist dein Spe\u00adzia\u00adlist, wenn es um inter\u00adna\u00adtio\u00adna\u00adle Finan\u00adzen geht. Die App unter\u00adst\u00fctzt glo\u00adbal \u00fcber zehn\u00adtau\u00adsend Ban\u00adken und kann pro\u00adblem\u00adlos mit ver\u00adschie\u00adde\u00adnen W\u00e4h\u00adrun\u00adgen umge\u00adhen \u2013 ide\u00adal f\u00fcr Viel\u00adrei\u00adsen\u00adde, Expats oder Men\u00adschen mit aus\u00adl\u00e4n\u00addi\u00adschen Kon\u00adten. Au\u00dfer\u00addem ist&nbsp;Wal\u00adlet&nbsp;stark dar\u00adin, Finan\u00adzen im Team zu ver\u00adwal\u00adten. Du kannst Kon\u00adten, Bud\u00adgets und Lis\u00adten gezielt f\u00fcr dei\u00adnen Part\u00adner oder die Fami\u00adlie frei\u00adge\u00adben. So pflegt ihr gemein\u00adsam ein digi\u00adta\u00adles Haus\u00adhalts\u00adbuch, das sich bei allen auf dem Smart\u00adphone synchronisiert.<\/span><\/p>\n<p><span data-contrast=\"none\">Wie vie\u00adle ande\u00adre Apps bie\u00adtet auch&nbsp;Wal\u00adlet&nbsp;die auto\u00adma\u00adti\u00adsche Buchungs\u00ader\u00adfas\u00adsung, Bud\u00adgets und Aus\u00adwer\u00adtun\u00adgen, erg\u00e4nzt die\u00adse Basis aber um vie\u00adle cle\u00adve\u00adre Details: Du kannst kon\u00adkre\u00adte Spar\u00adzie\u00adle anle\u00adgen, manu\u00adel\u00adle Bar\u00adgeld\u00adkon\u00adten f\u00fch\u00adren und Kun\u00adden\u00adkar\u00adten digi\u00adtal hin\u00adter\u00adle\u00adgen. Dar\u00ad\u00fcber hin\u00adaus las\u00adsen sich Quit\u00adtun\u00adgen per Kame\u00adra ein\u00adscan\u00adnen, Ein\u00adkaufs\u00adlis\u00adten f\u00fch\u00adren, Garan\u00adtien abspei\u00adchern und Buchun\u00adgen mit eige\u00adnen Labels und Orten (Geo-Tag\u00adging) versehen.<\/span><\/p>\n<p><span data-contrast=\"none\">Die Anwen\u00addung syn\u00adchro\u00adni\u00adsiert sich naht\u00adlos zwi\u00adschen Smart\u00adphone und Brow\u00adser, sodass du dei\u00adne Finan\u00adzen fle\u00adxi\u00adbel auf jedem Ger\u00e4t orga\u00adni\u00adsie\u00adren kannst. Ein ech\u00adtes High\u00adlight gibt es beim Kos\u00adten\u00admo\u00addell: Neben der Gra\u00adtis-Basis\u00adver\u00adsi\u00adon bie\u00adtet Wal\u00adlet f\u00fcr das Pre\u00admi\u00adum-Paket h\u00e4u\u00adfig eine soge\u00adnann\u00adte Life\u00adtime-Lizenz an. Du zahlst also nur ein ein\u00adzi\u00adges Mal und kannst alle Pro\u00adfi-Funk\u00adtio\u00adnen dau\u00ader\u00adhaft nutzen.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n      <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.droid4you.application.wallet&amp;#038;hl=de\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Goog\u00adle Play Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/google.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Wal\u00adlet: Bud\u00adget &amp; Finanzplaner&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n      <a href=\"https:\/\/apps.apple.com\/de\/app\/wallet-pers%C3%B6nliche-finanzen\/id1032467659\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Apple App Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/apple.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Wal\u00adlet: Bud\u00adget &amp; Finanzplaner&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline toc--item\"><a name=\"monee-das-minimalistische-haushaltsbuch-fuer-manuelle-kontrolle\"><\/a><h2>Monee: Das mini\u00adma\u00adlis\u00adti\u00adsche Haus\u00adhalts\u00adbuch f\u00fcr manu\u00adel\u00adle Kontrolle<\/h2><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"auto\">Monee&nbsp;geht einen v\u00f6l\u00adlig ande\u00adren Weg als die&nbsp;ande\u00adren&nbsp;Auto\u00adma\u00adti\u00adsie\u00adrungs-Apps. Mit der schlan\u00adken Haus\u00adhalts\u00adbuch-App h\u00e4ltst du Ein\u00adnah\u00admen und Aus\u00adga\u00adben ohne&nbsp;gro\u00ad\u00dfen&nbsp;Ein\u00adrich\u00adtungs\u00adauf\u00adwand&nbsp;fest.&nbsp;Statt&nbsp;kom\u00adple\u00adxem Online\u00adban\u00adking steht der schnel\u00adle Ein\u00adtrag im All\u00adtag im Vor\u00adder\u00adgrund: Du buchst Betr\u00e4\u00adge manu\u00adell, ord\u00adnest sie Kate\u00adgo\u00adrien zu (die du \u00fcbri\u00adgens v\u00f6l\u00adlig frei anpas\u00adsen kannst) und siehst sofort, wie viel du in die\u00adsem Monat schon f\u00fcr Lebens\u00admit\u00adtel, Woh\u00adnen oder Frei\u00adzeit aus\u00adge\u00adge\u00adben hast.&nbsp;Far\u00adbi\u00adge \u00dcber\u00adsich\u00adten und Dia\u00adgram\u00adme zei\u00adgen dir auf einen Blick, wohin dein Geld flie\u00dft und wie sich dei\u00adne Aus\u00adga\u00adben \u00fcber die Zeit entwickeln.<\/span><\/p>\n<p><span data-contrast=\"auto\">Monee eig\u00adnet sich beson\u00adders, wenn du m\u00f6g\u00adlichst wenig Schnick\u00adschnack m\u00f6ch\u00adtest und durch das h\u00e4n\u00addi\u00adsche Ein\u00adtra\u00adgen wie\u00adder ein bewuss\u00adte\u00adres Gef\u00fchl f\u00fcr dei\u00adne Aus\u00adga\u00adben bekom\u00admen willst. Du legst Bud\u00adgets f\u00fcr ein\u00adzel\u00adne Kate\u00adgo\u00adrien fest und siehst direkt, wie viel Spiel\u00adraum noch bleibt. Dabei legt die App gro\u00ad\u00dfen Wert auf Pri\u00advat\u00adsph\u00e4\u00adre: Dei\u00adne Daten wer\u00adden pri\u00adm\u00e4r lokal auf dem Ger\u00e4t gespei\u00adchert, den\u00adnoch ist es m\u00f6g\u00adlich, gemein\u00adsa\u00adme Kon\u00adten f\u00fcr Part\u00adner\u00adschaf\u00adten oder Fami\u00adli\u00aden zu f\u00fch\u00adren. Der gr\u00f6\u00df\u00adte Unter\u00adschied zu vie\u00adlen ande\u00adren Apps auf dem Markt ist jedoch das Kos\u00adten\u00admo\u00addell: Monee ist kom\u00adplett kos\u00adten\u00adlos. Es gibt kei\u00adne Wer\u00adbung, kein Track\u00ading und kei\u00adne Pre\u00admi\u00adum-Funk\u00adtio\u00adnen, die hin\u00adter einer Bezahl\u00adschran\u00adke oder einem Abo ver\u00adsteckt sind.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n      <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=app.monee&amp;#038;hl=de\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Goog\u00adle Play Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/google.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Monee: Haus\u00adhalts\u00adbuch &amp; Ausgaben&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n      <a href=\"https:\/\/apps.apple.com\/de\/app\/haushaltsbuch-ausgaben-monee\/id1617877213\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Apple App Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/apple.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Monee: Haus\u00adhalts\u00adbuch &amp; Ausgaben&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">  <div class=\"slick-gallery-wrapper gallery-no-padding\" data-number-of-slides=\"1\">\n    <div class=\"slick-gallery should-lightbox \" id=\"slick_gallery_fOjqRUFCpcJZ1Oxrpoli\">\n              <figure>\n  <div class=\"img-small-container\">\n    <div class=\"img-small-hover-background\"><\/div>\n    <picture>\n                                <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-1080x615.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px) and (-webkit-min-device-pixel-ratio: 2.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-1080x615.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px) and (-webkit-min-device-pixel-ratio: 2.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-720x410.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px) and (-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-720x410.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 360px) and (-webkit-min-device-pixel-ratio: 1.5)\">\n 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srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-1120x630.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px) and (-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-1120x630.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px) and (-webkit-min-device-pixel-ratio: 1.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-560x315.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-560x315.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 560px)\">\n                    <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-2304x1296.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px) and (-webkit-min-device-pixel-ratio: 2.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-2304x1296.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px) and (-webkit-min-device-pixel-ratio: 2.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-1536x864.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px) and (-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-1536x864.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px) and (-webkit-min-device-pixel-ratio: 1.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-768x432.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-768x432.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 767px)\">\n                    <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-1680x945.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px) and (-webkit-min-device-pixel-ratio: 2.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-1680x945.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px) and (-webkit-min-device-pixel-ratio: 2.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-1120x630.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px) and (-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-1120x630.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px) and (-webkit-min-device-pixel-ratio: 1.5)\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-560x315.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px)\" type=\"image\/webp\">\n                  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-560x315.jpg?theia_smart_thumbnails_file_version=2\" media=\"(max-width: 991px)\">\n        <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-2304x1296.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(-webkit-min-device-pixel-ratio: 2.5)\" type=\"image\/webp\">\n  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-2304x1296.jpg?theia_smart_thumbnails_file_version=2\" media=\"(-webkit-min-device-pixel-ratio: 2.5)\">\n  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-1536x864.jpg.webp?theia_smart_thumbnails_file_version=2\" media=\"(-webkit-min-device-pixel-ratio: 1.5)\" type=\"image\/webp\">\n  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-1536x864.jpg?theia_smart_thumbnails_file_version=2\" media=\"(-webkit-min-device-pixel-ratio: 1.5)\">\n  <source srcset=\"https:\/\/www.otto.de\/updated\/app\/uploads-webp\/uploads\/2026\/04\/finanzplaner-apps-2-768x432.jpg.webp?theia_smart_thumbnails_file_version=2\" type=\"image\/webp\">\n  <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2-768x432.jpg?theia_smart_thumbnails_file_version=2\" width=\"768\" height=\"432\" title=\"Welche Finanz\u2011App passt zu dir? Finanzguru, Monee &amp;amp; Co. im \u00dcberblick\" alt=\"Banking\u2011Apps lassen sich bequem von zu Hause aus nutzen \u2013 auch wenn im Alltag wenig Zeit bleibt.\" class=\"img-responsive img-small\" data-copyright=\"\u00a9 2026 Getty Images\" data-post-excerpt=\"Person sitzt mit einem Kind auf dem Sofa und h\u00e4lt ein Smartphone in der Hand.\" data-light-value=\"dark\" data-zoom-width=\"2560\" data-zoom-height=\"1707\" data-zoom-src=\"https:\/\/www.otto.de\/updated\/app\/uploads\/2026\/04\/finanzplaner-apps-2.jpg\">\n                    <div class=\"caption dark\">\n          <small>\n            \u00a9 2026 Get\u00adty Images&nbsp;<\/small>\n        <\/div>\n          <\/picture>\n  <\/div>\n      <figcaption class=\"post-excerpt\">\n      Per\u00adson sitzt mit einem Kind auf dem Sofa und h\u00e4lt ein Smart\u00adphone in der&nbsp;Hand.&nbsp;<\/figcaption>\n  <\/figure>\n          <\/div>\n    <div class=\"progress-bars\"><\/div>\n    <div class=\"zoom-icon-wrapper\">\n      <div class=\"zoom-icon\"><\/div>\n    <\/div>\n  <\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline toc--item\"><a name=\"ynab-ein-digitales-system-fuer-vorausschauende-budgetplanung\"><\/a><h2>YNAB: Ein digi\u00adta\u00adles Sys\u00adtem f\u00fcr vor\u00adaus\u00adschau\u00aden\u00adde Budgetplanung<\/h2><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"none\">YNAB (\u201eYou&nbsp;Need A Bud\u00adget\u201c) ver\u00adfolgt einen v\u00f6l\u00adlig ande\u00adren Ansatz: Statt Aus\u00adga\u00adben im Nach\u00adhin\u00adein zu erfas\u00adsen, planst du pro\u00adak\u00adtiv. Beim \u201cZero-Based&nbsp;Bud\u00adge\u00adting\u201d lau\u00adtet die Regel: \u201eGib jedem Euro einen Job\u201c. Du ver\u00adteilst dabei aktiv nur das Geld auf Kate\u00adgo\u00adrien, das jetzt gera\u00adde phy\u00adsisch auf dei\u00adnem Kon\u00adto liegt. Die zugrun\u00adde lie\u00adgen\u00adde 4<\/span>\u2011<span data-contrast=\"none\">Regel<\/span>\u2011<span data-contrast=\"none\">Metho\u00adde hilft dir, lau\u00adfen\u00adde Kos\u00adten zu decken, Bud\u00adgets bei Mehr\u00adaus\u00adga\u00adben fle\u00adxi\u00adbel umzu\u00adschich\u00adten und finan\u00adzi\u00adel\u00adle Puf\u00adfer auf\u00adzu\u00adbau\u00aden. Die App (iOS, Android, Brow\u00adser) l\u00e4sst sich dabei pro\u00adblem\u00adlos gemein\u00adsam mit Part\u00adner oder Fami\u00adlie nutzen.<\/span><\/p>\n<p><span data-contrast=\"none\">Zwei Din\u00adge soll\u00adtest du vor dem Start wis\u00adsen: Da YNAB aus den USA stammt, hakt die auto\u00adma\u00adti\u00adsche Bank\u00adan\u00adbin\u00addung in Deutsch\u00adland mit\u00adun\u00adter, wes\u00adhalb vie\u00adle Nutzer*innen ihre Buchun\u00adgen manu\u00adell pfle\u00adgen. Zudem hat YNAB eine stei\u00adle Lern\u00adkur\u00adve und ist die teu\u00aders\u00adte App im Ver\u00adgleich (nur im Abo f\u00fcr ca. 109 US-Dol\u00adlar\/\u00adJahr, kei\u00adne Gra\u00adtis-Ver\u00adsi\u00adon). Wenn du aber bereit bist, Zeit zu inves\u00adtie\u00adren, um dei\u00adne Finanz\u00adge\u00adwohn\u00adhei\u00adten mit Hil\u00adfe der star\u00adken Com\u00admu\u00adni\u00adty radi\u00adkal zu \u00e4ndern, ist YNAB ein m\u00e4ch\u00adti\u00adges Werkzeug.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n      <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.youneedabudget.evergreen.app&amp;#038;hl=de\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Goog\u00adle Play Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/google.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          YNAB&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n      <a href=\"https:\/\/apps.apple.com\/de\/app\/ynab\/id1010865877\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Apple App Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/apple.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          YNAB&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"product-integration_slider\" data-snippet=\"109126\">\n    <div class=\"slider\" id=\"slider_109126\" data-slick=\"{&quot;autoplay&quot;:false,&quot;arrows&quot;:true,&quot;dots&quot;:false,&quot;infinite&quot;:true,&quot;slidesToShow&quot;:3,&quot;slidesToScroll&quot;:1,&quot;centerMode&quot;:true,&quot;centerPadding&quot;:&quot;0px&quot;}\">\n    <div class=\"slider__slide\">\n      <div class=\"teaser-headline-block\">\n        <div class=\"teaser-headline\">\n          Pas\u00adsend&nbsp;dazu&nbsp;<\/div>\n      <\/div>\n      <a class=\"link\" target=\"_blank\">\n        <div class=\"product-image-container\">\n          <img class=\"product-image\">\n        <\/div>\n        <div class=\"brand\"><\/div>\n        <div class=\"title\"><\/div>\n        <div class=\"rating\">\n          <div class=\"rating-stars\">\n                          <div class=\"rating-star\">\n                <i class=\"fa fa-star background\"><\/i>\n                <i class=\"fa fa-star foreground\"><\/i>\n              <\/div>\n                                      <div class=\"rating-star\">\n                <i class=\"fa fa-star background\"><\/i>\n                <i class=\"fa fa-star foreground\"><\/i>\n              <\/div>\n                                      <div class=\"rating-star\">\n                <i class=\"fa fa-star background\"><\/i>\n                <i class=\"fa fa-star foreground\"><\/i>\n              <\/div>\n                                      <div class=\"rating-star\">\n                <i class=\"fa fa-star background\"><\/i>\n                <i class=\"fa fa-star foreground\"><\/i>\n              <\/div>\n                                      <div class=\"rating-star\">\n                <i class=\"fa fa-star background\"><\/i>\n                <i class=\"fa fa-star foreground\"><\/i>\n              <\/div>\n                                  <\/div>\n        <\/div>\n        <div class=\"price-and-button-container\">\n          <div class=\"price\">\n            <div class=\"old-price-container\">\n              <div class=\"discount\"><\/div>\n              <div class=\"old-price thousand-seperators\"><\/div>\n            <\/div>\n            <div class=\"current-price thousand-seperators\"><\/div>\n          <\/div>\n          <div class=\"bottom\">\n            <div class=\"call-to-action\">\n              <div class=\"button\">\n                Jetzt kaufen&nbsp;<\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/a>\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline toc--item\"><a name=\"moneycontrol-klassisches-haushaltsbuch-mit-starker-belegverwaltung\"><\/a><h2>Money\u00adCon\u00adtrol: Klas\u00adsi\u00adsches Haus\u00adhalts\u00adbuch mit star\u00adker Belegverwaltung<\/h2><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"auto\">Money\u00adCon\u00adtrol ist ein digi\u00adta\u00adles Haus\u00adhalts\u00adbuch ohne auto\u00adma\u00adti\u00adsche Bank\u00adan\u00adbin\u00addung: Du tr\u00e4gst Ein\u00adnah\u00admen und Aus\u00adga\u00adben selbst ein und ord\u00adnest sie Kate\u00adgo\u00adrien zu. Die App erin\u00adnert damit an das klas\u00adsi\u00adsche Haus\u00adhalts\u00adbuch, bie\u00adtet aber mehr Kom\u00adfort. Sie unter\u00adschei\u00addet zwi\u00adschen Zah\u00adlungs\u00adkon\u00adten wie Bar\u00adgeld, Giro\u00adkon\u00adto oder Kre\u00addit\u00adkar\u00adte und Spar\u00adkon\u00adten f\u00fcr R\u00fcck\u00adla\u00adgen. Wie\u00adder\u00adkeh\u00adren\u00adde Zah\u00adlun\u00adgen wie Mie\u00adte oder Ver\u00adsi\u00adche\u00adrun\u00adgen las\u00adsen sich als fes\u00adte Buchun\u00adgen anle\u00adgen, die auto\u00adma\u00adtisch ver\u00adbucht werden.<\/span><\/p>\n<p><span data-contrast=\"auto\">Du kannst Umbu\u00adchun\u00adgen zwi\u00adschen Kon\u00adten erfas\u00adsen, l\u00e4n\u00adge\u00adre Zeit\u00adr\u00e4u\u00adme aus\u00adwer\u00adten und Daten als CSV expor\u00adtie\u00adren; je nach Platt\u00adform ste\u00adhen zus\u00e4tz\u00adlich Beleg\u00aderfas\u00adsung per Foto oder&nbsp;PDF<\/span>\u2011<span data-contrast=\"auto\">Berich\u00adte&nbsp;zur Ver\u00adf\u00fc\u00adgung.&nbsp;Money\u00adCon\u00adtrol&nbsp;gibt es f\u00fcr iOS, Android, Win\u00addows,&nbsp;macOS&nbsp;und als&nbsp;Web<\/span>\u2011<span data-contrast=\"auto\">Ver\u00adsi\u00adon, auf Wunsch mit&nbsp;Cloud<\/span>\u2011<span data-contrast=\"auto\">Syn\u00adchro\u00adni\u00adsa\u00adti\u00adon, sodass du unter\u00adwegs buchen und sp\u00e4\u00adter am Rech\u00adner aus\u00adwer\u00adten kannst.<\/span><\/p>\n<p><span data-contrast=\"auto\">Die kos\u00adten\u00adlo\u00adse Basis\u00adver\u00adsi\u00adon ist auf 20 Buchun\u00adgen pro Monat limi\u00adtiert. Unbe\u00adgrenz\u00adte Ein\u00adtr\u00e4\u00adge schal\u00adtest du per ein\u00adma\u00adli\u00adgem&nbsp;In<\/span>\u2011<span data-contrast=\"auto\">App<\/span>\u2011<span data-contrast=\"auto\">Kauf frei; f\u00fcr die ger\u00e4\u00adte\u00ad\u00fcber\u00adgrei\u00adfen\u00adde Cloud-Syn\u00adchro\u00adni\u00adsa\u00adti\u00adon \u00fcber die Web-Ver\u00adsi\u00adon ist ein Abo n\u00f6tig. Die App passt beson\u00adders gut, wenn du ein bewusst gef\u00fchr\u00adtes, manu\u00adel\u00adles Haus\u00adhalts\u00adbuch suchst und trotz\u00addem nicht auf kla\u00adre Aus\u00adwer\u00adtun\u00adgen und Nut\u00adzung auf meh\u00adre\u00adren Ger\u00e4\u00adten ver\u00adzich\u00adten m\u00f6chtest.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n      <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.priotecs.MoneyControl&amp;#038;hl=de\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Goog\u00adle Play Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/google.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Money\u00adCon\u00adtrol: Haushaltsbuch&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n      <a href=\"https:\/\/apps.apple.com\/de\/app\/haushaltsbuch-moneycontrol\/id465909912\" target=\"_blank\">\n  <div class=\"readable-button-container colorful\">\n    <div class=\"readable-button-outer\">\n      <div class=\"readable-button-inner\">\n        <div class=\"readable-button-text\">\n          <div class=\"readable-button-small-headline-container\">\n            <div class=\"readable-button-small-headline\">\n              <span>\n                Jetzt im Apple App Store herunterladen&nbsp;<\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <img loading=\"lazy\" decoding=\"async\" class=\"readable-button-icon colorful\" src=\"https:\/\/www.otto.de\/updated\/app\/themes\/main\/assets\/images\/relaunch\/icons\/buttonIcons\/apple.svg\" width=\"118\" height=\"41\">\n      <\/div>\n      <div class=\"readable-button-headline colorful\">\n        <span>\n          Money\u00adCon\u00adtrol: Haushaltsbuch&nbsp;<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/a>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline toc--item\"><a name=\"uebersicht-alle-finanz-apps-und-features-auf-einen-blick\"><\/a><h2>\u00dcber\u00adsicht: Alle Finanz-Apps und Fea\u00adtures auf einen&nbsp;Blick<\/h2><\/div><div id=\"ts-advanced-tables-container-85254622\" class=\"ts-advanced-tables-container ts-advanced-tables-processing     \"><div id=\"ts-advanced-tables-wrapper-85254622\" class=\"ts-advanced-tables-wrapper\"><table id=\"ts-advanced-tables-datatable-85254622\" class=\"ts-advanced-tables-datatable ts-advanced-tables-theme-none \" data-target=\"ts-advanced-tables-datatable-85254622\" data-preloader=\"ts-advanced-tables-preloader-wrapper-85254622\" data-columns-html data-columns-date data-columns-time data-columns-numeric data-columns-currency data-columns-percent data-default-numeric=\"0,0.00\" data-default-currency=\"$0,0.00\" data-default-percent=\"0.00%\" data-default-date=\"MM-DD-YYYY\" data-default-time=\"HH:mm\" data-comment-date=\"MM-DD-YYYY\" data-comment-time=\"HH:mm\" data-format-savemeta=\"true\" data-format-source=\"metadata\" data-responsive-type=\"ts-advanced-tables-none\" data-responsive-parentwidth=\"true\" data-responsive-switch=\"640\" data-responsive-active=\"false\" data-responsive-heighttype=\"none\" data-responsive-heightpixel=\"800\" data-responsive-heightpercent=\"75\" data-datatable-use=\"false\" data-tablesaw-use=\"false\" data-footable-use=\"false\" data-tabulator-use=\"false\"><thead><tr><th data-cell-scope=\"col\" scope=\"col\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold             \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"1\" data-cell-row=\"1\" data-cell-count=\"0\" data-cell-value=\"QXBw\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">App<\/th><th data-cell-scope=\"col\" scope=\"col\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold             \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"2\" data-cell-row=\"1\" data-cell-count=\"1\" data-cell-value=\"QmFua2FuYmluZHVuZw==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Bank\u00adan\u00adbin\u00addung<\/th><th data-cell-scope=\"col\" scope=\"col\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold             \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"3\" data-cell-row=\"1\" data-cell-count=\"2\" data-cell-value=\"UGxhdHRmb3JtZW4=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Platt\u00adfor\u00admen<\/th><th data-cell-scope=\"col\" scope=\"col\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold             \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"4\" data-cell-row=\"1\" data-cell-count=\"3\" data-cell-value=\"S29zdGVubW9kZWxs\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Kos\u00adten\u00admo\u00addell<\/th><th data-cell-scope=\"col\" scope=\"col\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold             \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"5\" data-cell-row=\"1\" data-cell-count=\"4\" data-cell-value=\"U3TDpHJrZQ==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">St\u00e4r\u00adke<\/th><\/tr><\/thead><tbody><tr><td data-cell-scope=\"row\" data-cell-label=\"App\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"1\" data-cell-row=\"2\" data-cell-count=\"5\" data-cell-value=\"RmluYW56Z3VydQ==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Finanz\u00adgu\u00adru<\/td><td data-cell-label=\"Bankanbindung\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"2\" data-cell-row=\"2\" data-cell-count=\"6\" data-cell-value=\"SmEgKEF1dG9tYXRpc2NoKQ==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Ja (Auto\u00adma\u00adtisch)<\/td><td data-cell-label=\"Plattformen\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"3\" data-cell-row=\"2\" data-cell-count=\"7\" data-cell-value=\"aU9TLCBBbmRyb2lk\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">iOS, Android<\/td><td data-cell-label=\"Kostenmodell\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"4\" data-cell-row=\"2\" data-cell-count=\"8\" data-cell-value=\"RnJlZW1pdW0gKEJhc2lzIGdyYXRpcywgUHJvIGFscyBBYm8p\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Free\u00admi\u00adum (Basis gra\u00adtis, Pro als&nbsp;Abo)<\/td><td data-cell-label=\"St\u00e4rke\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"5\" data-cell-row=\"2\" data-cell-count=\"9\" data-cell-value=\"VmVydHJhZ3Nlcmtlbm51bmcgJiBLw7xuZGlndW5n\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Ver\u00adtrags\u00ader\u00adken\u00adnung &amp; K\u00fcndigung<\/td><\/tr><tr><td data-cell-scope=\"row\" data-cell-label=\"App\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"1\" data-cell-row=\"3\" data-cell-count=\"10\" data-cell-value=\"RmluYW56YmxpY2s=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Finanz\u00adblick<\/td><td data-cell-label=\"Bankanbindung\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"2\" data-cell-row=\"3\" data-cell-count=\"11\" data-cell-value=\"SmEgKEF1dG9tYXRpc2NoKQ==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Ja (Auto\u00adma\u00adtisch)<\/td><td data-cell-label=\"Plattformen\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"3\" data-cell-row=\"3\" data-cell-count=\"12\" data-cell-value=\"aU9TLCBBbmRyb2lkLCBXZWI=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">iOS, Android, Web<\/td><td data-cell-label=\"Kostenmodell\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"4\" data-cell-row=\"3\" data-cell-count=\"13\" data-cell-value=\"S29tcGxldHQga29zdGVubG9z\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Kom\u00adplett kostenlos<\/td><td data-cell-label=\"St\u00e4rke\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"5\" data-cell-row=\"3\" data-cell-count=\"14\" data-cell-value=\"RGlyZWt0ZSBTdGV1ZXItQXVzd2VydHVuZyAoV0lTTyk=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Direk\u00adte Steu\u00ader-Aus\u00adwer\u00adtung (WISO)<\/td><\/tr><tr><td data-cell-scope=\"row\" data-cell-label=\"App\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"1\" data-cell-row=\"4\" data-cell-count=\"15\" data-cell-value=\"T3V0YmFuaw==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Out\u00adbank<\/td><td data-cell-label=\"Bankanbindung\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"2\" data-cell-row=\"4\" data-cell-count=\"16\" data-cell-value=\"SmEgKEF1dG9tYXRpc2NoKQ==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Ja (Auto\u00adma\u00adtisch)<\/td><td data-cell-label=\"Plattformen\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"3\" data-cell-row=\"4\" data-cell-count=\"17\" data-cell-value=\"aU9TLCBBbmRyb2lkLCBNYWMsIFdpbmRvd3M=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">iOS, Android, Mac, Windows<\/td><td data-cell-label=\"Kostenmodell\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"4\" data-cell-row=\"4\" data-cell-count=\"18\" data-cell-value=\"UmVpbmVzIEFiby1Nb2RlbGw=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Rei\u00adnes Abo-Modell<\/td><td data-cell-label=\"St\u00e4rke\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"5\" data-cell-row=\"4\" data-cell-count=\"19\" data-cell-value=\"TG9rYWxlIERhdGVuICYgcmllc2lnZSBCYW5rZW4tQXVzd2FobA==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Loka\u00adle Daten &amp; rie\u00adsi\u00adge Banken-Auswahl<\/td><\/tr><tr><td data-cell-scope=\"row\" data-cell-label=\"App\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"1\" data-cell-row=\"5\" data-cell-count=\"20\" data-cell-value=\"V2FsbGV0\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Wal\u00adlet<\/td><td data-cell-label=\"Bankanbindung\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"2\" data-cell-row=\"5\" data-cell-count=\"21\" data-cell-value=\"SmEgKEF1dG9tYXRpc2NoKQ==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Ja (Auto\u00adma\u00adtisch)<\/td><td data-cell-label=\"Plattformen\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"3\" data-cell-row=\"5\" data-cell-count=\"22\" data-cell-value=\"aU9TLCBBbmRyb2lkLCBXZWI=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">iOS, Android, Web<\/td><td data-cell-label=\"Kostenmodell\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"4\" data-cell-row=\"5\" data-cell-count=\"23\" data-cell-value=\"RnJlZW1pdW0gKEVpbm1hbHphaGx1bmcgb2Z0IG3DtmdsaWNoKQ==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Free\u00admi\u00adum (Ein\u00admal\u00adzah\u00adlung oft m\u00f6glich)<\/td><td data-cell-label=\"St\u00e4rke\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"5\" data-cell-row=\"5\" data-cell-count=\"24\" data-cell-value=\"SW50ZXJuYXRpb25hbGUgS29udGVuICYgVGVhbS1TaGFyaW5n\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Inter\u00adna\u00adtio\u00adna\u00adle Kon\u00adten &amp; Team-Sharing<\/td><\/tr><tr><td data-cell-scope=\"row\" data-cell-label=\"App\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"1\" data-cell-row=\"6\" data-cell-count=\"25\" data-cell-value=\"TW9uZWU=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Monee<\/td><td data-cell-label=\"Bankanbindung\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"2\" data-cell-row=\"6\" data-cell-count=\"26\" data-cell-value=\"TmVpbiAoTnVyIG1hbnVlbGwp\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Nein (Nur manuell)<\/td><td data-cell-label=\"Plattformen\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"3\" data-cell-row=\"6\" data-cell-count=\"27\" data-cell-value=\"aU9TLCBBbmRyb2lk\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">iOS, Android<\/td><td data-cell-label=\"Kostenmodell\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"4\" data-cell-row=\"6\" data-cell-count=\"28\" data-cell-value=\"S29tcGxldHQga29zdGVubG9z\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Kom\u00adplett kostenlos<\/td><td data-cell-label=\"St\u00e4rke\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"5\" data-cell-row=\"6\" data-cell-count=\"29\" data-cell-value=\"TWluaW1hbGlzbXVzICYgbWF4aW1hbGVyIERhdGVuc2NodXR6\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Mini\u00adma\u00adlis\u00admus &amp; maxi\u00adma\u00adler Datenschutz<\/td><\/tr><tr><td data-cell-scope=\"row\" data-cell-label=\"App\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"1\" data-cell-row=\"7\" data-cell-count=\"30\" data-cell-value=\"WU5BQg==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">YNAB<\/td><td data-cell-label=\"Bankanbindung\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"2\" data-cell-row=\"7\" data-cell-count=\"31\" data-cell-value=\"SmE=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Ja<\/td><td data-cell-label=\"Plattformen\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"3\" data-cell-row=\"7\" data-cell-count=\"32\" data-cell-value=\"aU9TLCBBbmRyb2lkLCBXZWI=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">iOS, Android, Web<\/td><td data-cell-label=\"Kostenmodell\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"4\" data-cell-row=\"7\" data-cell-count=\"33\" data-cell-value=\"UmVpbmVzIEFiby1Nb2RlbGw=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Rei\u00adnes Abo-Modell<\/td><td data-cell-label=\"St\u00e4rke\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"5\" data-cell-row=\"7\" data-cell-count=\"34\" data-cell-value=\"Ilplcm8tQmFzZWQiIEJ1ZGdldC1QaGlsb3NvcGhpZQ==\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">\u201cZero-Based\u201d Bud\u00adget-Phi\u00adlo\u00adso\u00adphie<\/td><\/tr><tr><td data-cell-scope=\"row\" data-cell-label=\"App\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle ts-cell-weight-bold   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"1\" data-cell-row=\"8\" data-cell-count=\"35\" data-cell-value=\"TW9uZXlDb250cm9s\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Money\u00adCon\u00adtrol<\/td><td data-cell-label=\"Bankanbindung\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"2\" data-cell-row=\"8\" data-cell-count=\"36\" data-cell-value=\"TmVpbiAoTWFudWVsbCAmIENTVik=\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Nein (Manu\u00adell &amp;&nbsp;CSV)<\/td><td data-cell-label=\"Plattformen\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"3\" data-cell-row=\"8\" data-cell-count=\"37\" data-cell-value=\"aU9TLCBBbmRyb2lkLCBNYWMsIFdpbiwgV2Vi\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">iOS, Android, Mac, Win,&nbsp;Web<\/td><td data-cell-label=\"Kostenmodell\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"4\" data-cell-row=\"8\" data-cell-count=\"38\" data-cell-value=\"RnJlZW1pdW0gKEJhc2lzIGdyYXRpcywgQXBwLUthdWYsIFdlYi1BYm8p\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Free\u00admi\u00adum (Basis gra\u00adtis, App-Kauf, Web-Abo)<\/td><td data-cell-label=\"St\u00e4rke\" class=\"ts-advanced-tables-cell ts-cell-horizontal-left ts-cell-vertical-middle   \" data-cell-type=\"text\" data-cell-format=\"text\" data-cell-column=\"5\" data-cell-row=\"8\" data-cell-count=\"39\" data-cell-value=\"QmVsZWctRXJmYXNzdW5nICYgUERGLUJlcmljaHRl\" data-cell-override data-cell-locale=\"en-US\" data-cell-symbol=\"$\">Beleg-Erfas\u00adsung &amp; PDF-Berichte<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"headline\"><a name=\"fazit-welche-banking-app-passt-zu-dir\"><\/a><h2>Fazit: Wel\u00adche Banking\u2011App passt zu&nbsp;dir?<\/h2><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"TextRun SCXW212476061 BCX0\" lang=\"DE-DE\" xml:lang=\"DE-DE\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW212476061 BCX0\">Ob Finanz\u00adgu\u00adru, Finanz\u00adblick,&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW212476061 BCX0\">Out\u00adbank<\/span><span class=\"NormalTextRun SCXW212476061 BCX0\">, Wal\u00adlet, YNAB,&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW212476061 BCX0\">Money\u00adCon\u00adtrol<\/span><span class=\"NormalTextRun SCXW212476061 BCX0\">&nbsp;oder&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW212476061 BCX0\">Monee<\/span><span class=\"NormalTextRun SCXW212476061 BCX0\">&nbsp;\u2013 alle Apps hel\u00adfen dir dabei, dei\u00adne Finan\u00adzen struk\u00adtu\u00adrier\u00adter zu orga\u00adni\u00adsie\u00adren als mit der Stan\u00addard-App dei\u00adner Haus\u00adbank. Wel\u00adche L\u00f6sung am bes\u00adten zu dir passt, h\u00e4ngt vor allem davon ab, wie du mit Geld umgehst: M\u00f6ch\u00adtest du vor allem alle Kon\u00adten an einem Ort sehen und Aus\u00adga\u00adben bequem aus\u00adwer\u00adten, bist du mit klas\u00adsi\u00adschen Mul\u00adti\u00adban\u00adking-Apps wie Finanz\u00adgu\u00adru, Finanz\u00adblick,&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW212476061 BCX0\">Out\u00adbank<\/span><span class=\"NormalTextRun SCXW212476061 BCX0\">&nbsp;oder&nbsp;<\/span><span class=\"NormalTextRun SCXW212476061 BCX0\">Wal\u00adlet<\/span><span class=\"NormalTextRun SCXW212476061 BCX0\">&nbsp;gut bera\u00adten. Legst du mehr Wert auf strik\u00adte Bud\u00adget\u00adpla\u00adnung nach einem fes\u00adten Sys\u00adtem, ist ein Ansatz wie YNAB span\u00adnend. Wenn du dage\u00adgen lie\u00adber alles selbst ein\u00adtr\u00e4gst und vol\u00adle Kon\u00adtrol\u00adle statt Bank\u00adan\u00adbin\u00addung m\u00f6ch\u00adtest, k\u00f6n\u00adnen Apps wie&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW212476061 BCX0\">Money\u00adCon\u00adtrol<\/span><span class=\"NormalTextRun SCXW212476061 BCX0\">&nbsp;oder&nbsp;<\/span><span class=\"NormalTextRun SCXW212476061 BCX0\">Monee<\/span><span class=\"NormalTextRun SCXW212476061 BCX0\"> die rich\u00adti\u00adge Wahl sein. Am ein\u00adfachs\u00adten fin\u00addest du dei\u00adnen Favo\u00adri\u00adten, indem du ein bis zwei Kan\u00addi\u00adda\u00adten in der kos\u00adten\u00adlo\u00adsen Ver\u00adsi\u00adon aus\u00adpro\u00adbierst \u2013 und die App beh\u00e4ltst, die sich im All\u00adtag am bes\u00adten anf\u00fchlt.<\/span><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Wenn du meh\u00adre\u00adre Kon\u00adten, Kar\u00adten oder viel\u00adleicht noch ein Depot nutzt, ver\u00adlierst du schnell den \u00dcber\u00adblick: Was geht jeden Monat fix ab und wie viel Geld bleibt wirk\u00adlich \u00fcbrig? Die Apps der Haus\u00adbank zei\u00adgen zwar den Kon\u00adto\u00adstand, aber eben nur f\u00fcr ein ein\u00adzel\u00adnes Insti\u00adtut. Multibanking\u2011Apps hin\u00adge\u00adgen b\u00fcn\u00addeln all dei\u00adne Finan\u00adzen, ord\u00adnen Aus\u00adga\u00adben auto\u00adma\u00adtisch in Kategorien&nbsp;[\u2026]","protected":false},"author":113,"featured_media":107343,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"wp_typography_post_enhancements_disabled":false,"footnotes":""},"categories":[35467,35463,35462],"tags":[20982,32,173,274],"class_list":["post-107412","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-apps","category-mobile-geraete","category-work-connect","tag-android","tag-app","tag-ios","tag-smartphones"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Finanz-Apps: Multibanking &amp; digitale Haushaltsb\u00fccher | OTTO<\/title>\n<meta name=\"description\" content=\"Finanzplanung leicht gemacht: Behalte deine Ausgaben im Griff und entdecke die besten Apps f\u00fcr smarte Budgetierung und Sparziele.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.otto.de\/updated\/welche-finanz-app-passt-zu-dir-finanzguru-monee-co-im-ueberblick-107412\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Welche Finanz\u2011App passt zu dir? 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